Apply
to win

1. The promoter and promotion

1. The promoter is BR Group Australia Pty Ltd trading as BR Lending Group, ABN 16 644 226 442, Credit Representative Number 563863 of Australian Credit Licence Number 384704, contactable at bec@brlendinggroup.com.au (the promoter).
2. The promotion is the BR Lending Group QLD jersey giveaway (the promotion).
3. The promotion opens on 3 November 2026 and closes at 11:59pm AEST on 18 December 2026 (the promotion period).
4. The promotion is a trade promotion lottery conducted in accordance with the laws of Queensland. Chance plays a part in determining the winner.
5. By entering, entrants agree to be bound by these terms and conditions. Information on how to enter and the prize forms part of these terms.

2. Who can enter

1. Entry is open to Australian residents aged 18 years or over who reside in Queensland.
2. Employees of the promoter, its related bodies, contractors, lenders and agencies associated with the promotion, and their immediate families, are not eligible to enter.
3. Entrants must meet the lender’s standard eligibility and credit assessment criteria. The promoter and lender are under no obligation to approve any loan application, and entering the promotion does not guarantee loan approval.

3. How to enter

1. To enter, an entrant must, during the promotion period:
   1. visit brlendinggroup.com.au/prize and complete the entry form with their full name, email address, phone number, type of loan and preferred contact method, and tick to agree to these terms and conditions; and
   2. apply for a loan through BR Lending Group, including a home loan, personal loan, refinance or other loan; and
   3. proceed with that loan through to formal approval on or before 11:59pm AEST on 18 December 2026 (a qualifying loan).
2. An entry is only valid once all of the steps in clause 3.1 are completed. Applications that are withdrawn, declined, or do not reach formal approval by the close of the promotion period are not valid entries.
3. Each entrant may receive one entry per qualifying loan. Joint applicants on the same loan receive one entry between them, in the name of the primary applicant.
4. Entries must be submitted through the entry form. Entries submitted by any other method, including comments or messages on social media, will not be accepted.
5. The promoter may verify the validity of any entry and may disqualify any entrant who provides false or incomplete information, tampers with the entry process, or otherwise breaches these terms.
6. The promoter accepts no responsibility for late, lost, incomplete or misdirected entries, including those caused by technical failures.

4. The prize

1. There is one prize: an official Queensland Maroons signed jersey from State of Origin Game 1, 2023 (Wednesday 31 May 2023, Adelaide), limited edition item number 25 of 150, accompanied by a framed Queensland Rugby League certificate of authenticity, valued at $1,000 (incl. GST) (the prize).
2. The prize value is correct at the time of publication. The promoter is not responsible for any change in value.
3. The prize is not transferable or exchangeable and cannot be taken as cash.
4. If the prize becomes unavailable for reasons beyond the promoter’s control, the promoter may substitute a prize of equal or greater value, subject to any applicable laws.

5. The draw

1. The draw will take place at 9am AEST (Brisbane time) on 19 December 2026 in Queensland and will be conducted by the promoter.
2. The winner will be drawn at random from all valid entries by a manual draw conducted in the presence of an independent witness.
3. The first valid entry drawn wins the prize. The promoter will also draw two reserve entries, in order, in case the prize is unclaimed or the winner is ineligible.

6. Winner notification and collection

1. The winner will be notified by phone and email within two business days of the draw.
2. The winner’s first name, initial of surname and suburb will be published on brlendinggroup.com.au/prize and on BR Lending Group’s Facebook and Instagram pages at 5pm AEST on 20 December 2026.
3. The prize must be collected in person from Old Petrie Town, 901 Dayboro Road, Whiteside QLD 4503, by 23 December 2026. Photo identification matching the winning entry must be shown at collection. Collection times will be arranged with the winner.
4. Any travel or other costs associated with collecting the prize are the winner’s responsibility.
5. If the winner cannot be contacted, is found to be ineligible, or does not collect the prize by 23 December 2026, the prize will be awarded to the second entry drawn, and so on in order. Any redraw will follow the same notification and publication process.

7. Loan advice

1. The promotion does not form part of any credit assistance. Any loan recommendation will be made on the basis of the entrant’s needs and objectives and in their best interests, not because of the promotion.
2. Entrants should consider whether a refinance is right for their circumstances. Fees, charges and lending criteria apply.

8. Social media

1. This promotion is in no way sponsored, endorsed, administered by or associated with Facebook, Instagram or Meta Platforms, Inc. Entrants release Meta from any liability in connection with this promotion.
2. Any questions, comments or complaints about the promotion must be directed to the promoter, not to Meta.

9. Association disclaimer

1. This promotion is not sponsored, endorsed or affiliated with the Queensland Rugby League, the NRL or any team or player. Team names and logos are used only to describe the prize.

10. Privacy

1. The promoter collects entrants’ personal information to run the promotion, contact the winner and publish the winner’s details as described in clause 6.2. If this information is not provided, the entrant cannot take part.
2. Personal information collected in connection with a loan application is handled under the promoter’s privacy policy, available at brlendinggroup.com.au/privacy-policy.
3. The promoter will not use entrants’ details for marketing without their consent. Entrants may opt in on the entry form to receive updates from BR Lending Group.
4. Entrants may request access to or correction of their personal information by contacting bec@brlendinggroup.com.au.

11. Liability and general

1. To the extent permitted by law, the promoter is not liable for any loss, damage or injury suffered in connection with the promotion or the prize, except for any liability that cannot be excluded under the Australian Consumer Law.
2. If the promotion cannot run as planned because of tampering, technical failure or any cause beyond the promoter’s control, the promoter may cancel, suspend or modify the promotion, subject to any direction from a regulatory authority.
3. The promoter’s decision on any matter relating to the promotion is final, and no correspondence will be entered into.
4. The winner may be asked to take part in reasonable publicity, such as a photo at prize collection. Participation is optional.
5. Prize winnings may have tax implications. Entrants should seek independent advice.

Contact

Questions about this promotion can be sent to bec@brlendinggroup.com.au. Read our privacy policy at brlendinggroup.com.au/privacy-policy.